US Taxation

Planning for Estate Taxes in 2026: What Seniors Should Expect

Starting January 1, 2026, key federal estate & gift tax laws are set to change significantly. Seniors with sizable estates need to…

1 week ago

Inheritance and Step‑Up in Basis: A Tax Strategy for Senior Homeowners

Senior homeowners inheriting or passing on property can take advantage of the “step‑up in basis” rule to minimize capital gains…

1 week ago

How Seniors Can Gift to Heirs Tax‑Free in 2025: Annual Limits & File Rules

Retirees often want to transfer wealth to children or grandchildren tax‑efficiently. In 2025, generous annual and lifetime gift exclusions allow…

1 week ago

Selling a Home or Downsizing in Retirement? Capital Gains Tax Planning for Seniors

For many seniors, selling a home or downsizing in retirement can unlock essential cash—but can also trigger capital gains tax.…

1 week ago

How Seniors Can Avoid Estimated Tax Penalties While Maximizing Refunds in 2025

Retirees often face irregular income—pensions, RMDs, investment gains—which may not have taxes withheld, potentially triggering estimated tax penalties. Here's a…

1 week ago

Quarterly Payments vs. Withholding: What Works Best for Retirees in 2025?

As a retiree, balancing tax payments is crucial. You’re typically living on pensions, IRA withdrawals, Social Security, and perhaps investment…

1 week ago

How to Adjust Withholding on SSA, Pensions & Annuities for Bigger Refunds in 2025

Planning for tax time early can help retirees secure a larger refund—or avoid underpayment penalties—by adjusting withholding on Social Security,…

1 week ago

Filing a Joint Return in Retirement: How Couples Over 65 Can Reduce Taxes

Couples over age 65 filing jointly can unlock powerful tax-saving strategies in retirement. From stacking new senior deductions to optimizing…

1 week ago

Earned Income Credit for Seniors: Who Qualifies After the 2021 Expansion?

The Earned Income Tax Credit (EITC) is a refundable credit designed to help low- to moderate-income workers. A key update…

1 week ago

How Seniors Can Maximize Tax Refunds in 2025 Using All Available Credits

As a senior (65+), you have access to several tax credits and deductions—some new under the One Big Beautiful Bill…

1 week ago

This website uses cookies.