When making international transfers to or from Switzerland, having the correct SWIFT/BIC code is essential. These codes ensure your payments go directly to the right bank and branch—saving you time, money, and stress. Below is a curated list of SWIFT codes for major Swiss banks. For further lookup, visit the Bank SWIFT Code Search.
1. UBS Switzerland AG
UBS is Switzerland’s largest bank. Its SWIFT codes include CRESCHZZXXX, CRESCHZ2XXX, and branch-specific codes like CRESCHZZ94R :contentReference[oaicite:2]{index=2}. :contentReference[oaicite:3]{index=3}
2. Credit Suisse (now part of UBS)
Although absorbed into UBS in 2023, Credit Suisse still recognizes SWIFT codes like CRESCHZZ80A and the generic CRESCHZZXXX for legacy use :contentReference[oaicite:4]{index=4}.
3. Julius Baer
Julius Baer, a leading private bank, operates under SWIFT codes typically formatted as BAERCHZZXXX. As part of international transactions, use their BIC to ensure precision :contentReference[oaicite:5]{index=5}.
4. PostFinance
Switzerland’s primary postal-bank uses SWIFT code formats like PIOZCHBBXXX—check documentation or online for exact codes :contentReference[oaicite:6]{index=6}.
5. Raiffeisen Schweiz
The cooperative network uses codes like RAIFCH22XXX. Variations exist for regional branches, so always confirm :contentReference[oaicite:7]{index=7}.
6. Zürcher Kantonalbank (ZKB)
As Switzerland’s largest cantonal bank, ZKB typically uses codes such as ZKBKCHZZXXX. Specific branches may have updated variations :contentReference[oaicite:8]{index=8}.
7. Banque Cantonale Vaudoise (BCV)
The Canton of Vaud’s main bank uses a code like BCVLCH2LXXX—consult BCV or online directories for precise use :contentReference[oaicite:9]{index=9}.
8. Banque Cantonale de Genève (BCGE)
BCGE, serving the Canton of Geneva, operates under codes such as BCGECHGGXXX. Versions may vary depending on branch location :contentReference[oaicite:10]{index=10}.
How to Use These Codes Correctly
- Always verify: Banks may maintain multiple SWIFT codes for different services.
- Branch-specific codes: Check if your recipient uses a branch-specific versus a generic head-office code.
- Use trusted lookup tools: Visit the Bank SWIFT Code Search to find or confirm the correct code.
Conclusion
Having accurate SWIFT/BIC codes for major Swiss banks like UBS, Credit Suisse, Julius Baer, PostFinance, Raiffeisen, ZKB, BCV, and BCGE is critical for seamless international transactions. Always double-check with your bank or use a reliable tool like the Bank SWIFT Code Search to ensure your payments go to the right destination.
