EPF Registration

  • Free Professional Consulting on EPF Registration, Applicability, and Benefits.
  • Online EPF Registration Assistance
  • EPF Registration plans start from Rs. 2,360/-
  • Monthly EPF Return filing assistance
  • EPFO Establishment Code within One Day
  • Not require any physical office visits
  • Does your EPF Compliance easy with Ourtaxpartner.com
  • Support all over India, Including Mumbai, Delhi, Bangalore, Hyderabad, Ahmedabad, Chennai, Kolkata, Kochi, etc.

    EPFO Registration Online

    The Employees’ Provident Fund and Miscellaneous Provisions Act 1952 applies to the Factories engaged in Industries specified in Schedule I of the Act or to other establishments notified and employing 20 or more employees. To facilitate easy compliance by the Big Industries, Micro, Small, and Medium Enterprises (MSME), and other Establishments, EPFO has provided online facilities starting from registering the Establishments, filing of monthly returns integrated with online payment of the contributions and charges. It is mandatory for an employer to apply for an EPF Code number, start depositing monthly contributions, and required e- returns to the EPF Department under the Act well in time, failing which, the employer will stand liable for the damages and consequences thereof.

    Helps to register under Employees Provident Fund Organization ( EPFO), EPF Registration assistance, Monthly EPF return filing services also provide advisory on applicability of EPF, Payroll calculation of EPF etc.
    EPF Registrations and Return Filing Assistance
    Contact: +91 9496 353 692


    The Central Government may, by notification in the Official Gazette, frame a Scheme to be called the Employees’ Provident Fund Scheme for the establishment of provident funds under the Act THE EMPLOYEES’ PROVIDENT FUNDS AND MISCELLANEOUS PROVISIONS ACT, 1952 for employees or for any class of employees and specify the [establishments] or class of [establishments] to which the said Scheme shall apply [and there shall be established, as soon as may be after the framing of the Scheme, a Fund in accordance with the provisions of the Act THE EMPLOYEES’ PROVIDENT FUNDS AND MISCELLANEOUS PROVISIONS ACT, 1952 and the Scheme]. The contribution which shall be paid by the employer to the Fund shall be [Twelve per cent.] of the basic wages, [dearness allowance and retaining allowance (if any)] for the time being payable to each of the employees [(whether employed by him directly or by or through a contractor)], and the employees’ contribution shall be equal to the contribution payable by the employer in respect of him and may, [if any employee so desires, be an amount exceeding [twelve per cent.] of his basic wages, dearness allowance and retaining allowance (if any), subject to the condition that the employer shall not be under an obligation to pay any contribution over and above his contribution payable under this section].


    Various Schemes available under EPFO are :


    • Accumulation plus interest upon retirement and death.
    • Partial withdrawals allowed for education, marriage, illness and house construction.
    • Housing Scheme for EPFO Members to achieve Hon’ble Prime Minister’s Vision of housing to all Indians by 2022.

    Pension Scheme 1995 (EPS) :

    • Monthly benefit for superannuation/retirement, disability, survivor, widow(er) and children.
    • Minimum pension on disablement.
    • Past service benefit to participants of erstwhile Family Pension Scheme, 1971.

    Insurance Scheme 1976 (EDLI) :

    • Benefit provided in case of death of an employee who was a member of the scheme at the time of death.
    • Benefit amount 20 times of the wages. Maximum benefit of 6 lakh.


    Who should register under EPFO ? / Applicability of EPF ?

    It covers every establishment where 20 or more persons are employed, and specific organizations are covered, subject to certain conditions and exemptions,, even if they employ less than 20 persons each. The act does not apply to cooperative societies employing less than 50 persons and working without the aid of power. The central government has issued a notification under section 16 (2) of the Act exempting certain establishments which are employing only ex-servicemen and who receive pension benefits as admissible under the Government rules from the operations of the Act for five years with effect from February 08, 1995.

    Further Explanation to the EPF Applicability

    The Central Government issued a notification by the provisions of section 1 (3) (b) of the Employees’Provident Fund and Miscellaneous Act, 1952,, covering every trading and commercial establishment employing 20 or more persons engaged in the purchase, sale or storage of any goods including establishments of Exporters, Importers, Advertisers, Commission Agents and Brokers, Commodity and Stock Exchanges but not including Banks or Warehouses established under any Central or State Act.

    As per the rules, in EPF, an employee whose pay is more than Rs. 15,000 per month at the time of joining is not eligible and is called a non-eligible employee. Employees drawing less than Rs 15000 per month must become members of the EPF. However, an employee who is drawing above the prescribed limit (at present Rs 15,000) can become a member with permission of the Assistant PF Commissioner if he and his employer agree.

    EPF Act has been rightly made applicable upon an establishment employing more than 20 employees as per the report of the Enforcement Inspectors,, which was upheld by the designated authority of the PF. It was further held that when the question arises bout the applicability of the Act,. The employer wants to dispute findings of EPF Authority stating the Act is applicable, the employer is a legal custodian of the records and registers about payment of wages of employees and their attendance has to dislodge the findings otherwise the Act will be extended upon the concerned employer. In Shortly says, the employer is responsible for proving the Non-Applicability of the ESI Act.

    Documents required for EPFO Registration

  • Id proof of the Applicants (PAN Card)
  • Address proof of the Applicants (Aadhar Card / Passport / Election id / Driving License )
  • PAN of Business & Applicants
  • Registration certificate of Shop and Establishment / Factories
  • Specimen Signature of Applicants
  • Rent Agreement / Office Address Proof
  • Partnership Deed
  • Certificate of Incorporation
  • MOA / AOA
  • Employees details in a Specified Format
  • Get assistance to apply for New EPF Registration

    EPFO Registration Plans

    Plan 1
    Rs. 2,360/-

    EPF Registration Only

    Free Advisory on EPF Applicability and Benefits

    Price inclusive of GST


    Plan 2
    Rs. 3,540/-

    EPF and ESI Registrations

    Free Advisory on EPF & ESI Applicability and Benefits

    Price inclusive of GST


    Plan 3
    Rs. 7,080/-

    EPF Registration

    ESI Registration

    Shop and Establishment Registration

    Free Advisory on EPF & ESI Applicability and Benefits

    Price inclusive of GST


    TDS Applicability of Withdrawal of Provident Fund

    In case a member withdraws his EPF and has rendered less than 5 years of service and accumulated amount is more than Rs. 50,000/, TDS shall be applicable on the following rates:-

    Submission of PAN Non submission of PAN No TDS deducted in case of
    If 15G/15H is submitted, no TDS is deducted
    If 15G/15H is not submitted, TDS deducted at 10%
    TDS is deducted at Maximum Marginal Rate (34.606%) Transfer of Fund
    Payment of advance
    Service is terminated by employer beyond control of employee


    A person who is employed for wages in any kind of work, manual or otherwise, in or in, connection with the work of a establishment covered under the Employees’ Provident Funds & Miscellaneous Provisions Act, 1952, and who gets his wages directly or indirectly from the employer, and includes any person employed by or through a contractor in or in connection with the work of the establishment.

    1. Advances: A member can take non-refundable advances during service period for various purposes:-
      • Treatment of illnesses of self/family: TB, leprosy, paralysis, cancer, mental derangement heart ailment ,pandemic or major surgical operation
      • Marriage of self, daughter, son, brother & sister.
      • Post-matriculation education of son/daughter
      • Withdrawal for purchase of house, flat, dwelling house, addition/alteration of house and repayment of loan for the purpose.
      • Withdrawal within one year before retirement: Upto 90% of total PF balance.
      • Advance on unemployment: Upto 75% of total PF balance.
      • Other purposes (for details please see table below)

    2. Final settlement: On retirement or two months after ceasing to be an employee.
    3. Pension after retirement subject to the eligibility
    4. Insurance in case of death while in service.
    1. For Final settlement/Withdrawal benefits/Advances: Composite Claim form (Aadhar/non-Aadhar)
    2. Scheme certificate: Form 10C
    3. For pension: Form 10D
    4. For transfer of previous account balance to new account: Form 13
    5. For nomination of family members: Form 2
    6. Declaration of previous service: form 11


    Present EPF Contribution Rates

    (Employers Only)
    To EPF To EPS To EDLI To EPF @@ To EDLI @@
    Employee 12% / 10% 0 0 0 0
    Employer Difference of EE share
    and Pension Contribution
    8.33% 0.5% 0.50%
    [w.e.f. 01-06-2018]
    [w.e.f. 01-04-2017]


    10% rate is applicable for :

    • Any establishment in which less than 20 employees are employed.
    • Any sick industrial company and which has been declared as such by the Board for Industrial and Financial Reconstruction
    • Any establishment which has at the end of any financial year, accumulated losses equal to or exceeding its entire net worth and
    • Any establishment in following industries:-
                  (a) Jute (b) Beedi (c) Brick (d) Coir and (e) Guar gum Factories.

    * Contribution is rounded to the nearest rupee for each employee, for the employee share, pension contribution and EDLI contribution. The Employer Share is difference of the EE Share (payable as per statute) and Pension Contribution.

    * Monthly payable amount under EPF Administrative charges is rounded to the nearest rupee and a minimum of Rs 500/- is payable. Note:- If the establishment has no contributory member in the month, the minimum administrative charge will be Rs 75/-

    * In case Establishment is exempted under PF Scheme, Inspection charges @0.18%, minimum Rs 5/- is payable in place of Admin charges. In case the Establishment is exempted under EDLI Scheme, Inspection charges @ 0.005%, minimum Re 1/- is payable in place of Admin charges.


    Notes :


    >> The contributions are payable on maximum wage ceiling of Rs. 15000/
    >> The employee can pay at a higher rate and in such case employer is not under any obligation to pay at such higher rate.
    >> To pay contribution on higher wages, a joint request from Employee and employer is required [Para 26(6) of EPF Scheme]. In such case employer has to pay administrative charges on the higher wages (wages above 15000/-).
    >> For an International Worker, wage ceiling of 15000/- is not applicable.



    >> Contribution is payable out of the employer’s share of PF and no contribution is payable by employee.
    >> Pension contribution not to be paid:
                        When an employee crosses 58 years of age and is in service (EPS membership ceases on completion of 58 years). When an EPS pensioner is drawing                       Reduced Pension and re-joins as an employee.


    In both the cases the Pension Contribution @8.33% is to be added to the Employer Share of PF. (Pension contribution is not to be diverted and total employer share goes to the PF). In case an employee, who is not existing EPF/EP member joins on or after 01-09-2014 with wages above Rs 15000/- In these cases the pension contribution part will be added to employee share, EPF.

    >> In all other cases Pension Contribution is payable. A member joining after 50 years age, if not a pensioner does not have choice of not getting the Pension Contribution on grounds that he will not complete 10 years of eligible service. The social security cover is applicable till he/she is a member.
    >> For International Worker, higher wage ceiling of 15000/- is not applicable from 11-09-2010.

    Note : In case an existing EPS member (as on 01-09-2014)whose Pension contribution was paid erstwhile EPS wage ceiling of 6500/- contribution to contribution above Rs 15000/- wage ceiling from 01-09-2014 he will have to give a fresh consent and an amount of 1.16% on wages above 15000/- will have to be contributed by him in pension Fund (A/C No 10) through the employer.


    1. Contribution to be paid on up to maximum wage ceiling of 15000/- even if PF is paid on higher wages.
    2. Each contribution is to be rounded to nearest rupee. (Example for each employee getting wages above 15000, amount will be 75/-)
    3. EDLI contribution to be paid even if member has crossed 58 years age and pension contribution is not payable. This is to be paid as long as the member is in service and PF is being paid.




    • Generate UAN for new employee and upload KYC information.
    • Update family particulars and nomination of all employees who are EPF members.
    • Deduct employee share from employee wages, add matching employer contribution, EDLI contribution and administrative charges and remit to EPF along with prescribed return immediately after disbursement of salary. (last date 15thof the month).
    • Before making payments to contractor, Principal Establishments should verify whether EPF remittances have been made by contractors(www.epfindia.gov.in-> Our Services >> For Employers >> Important Links >> Establishment Search)
    • If remittance is not made, deduct the amount from payments being made to contractors and pay to EPFO {Section8A,EPF&MPAct1952}


    What are the different types of non-refundable advances?


    S.N. Para of EPF Scheme 1952 Purpose Eligibility Amount admissible
    1. 62 Financing of Member’s Life Insurance Policies A policy in the name of the member.

    Policy should be legally assigned to
    CBT (EPF).
    Employees’ share should have sufficient balance to pay the premium.
    2. 68-B, 68-BC,68- BD Purchase of House/flat, including acquisition of land. Five years membership of the Fund.
    Employees’ salary’s more than Rs 1,000/-
    Twenty four months wages & DA or total balance in PF account(Employees’ +Employer) or total cost, whichever is less.

    After five years another part withdrawal equal to 12 months wages & DA or employees’ share for addition/alteration.

    After ten years from the original sanction, another part withdrawal equal to 12 months wages & DA or employees’ share for addition/alteration.

    3. 68-BB Repayment of housing loan. Loan should have been taken from notified agencies. 10 years membership of Fund. employees’ share in PF account should be more than Rs 1,000/- Thirty six months wages & DA or total balance in PF account (employees’ + employer share) or total outstanding loan & interest thereon, whichever is less
    4. 68-BC Purchase of House/flat, including acquisition of land. Five years membership of the Fund. employees’ share is more than Rs 20,000/- Total balance in PF account office member or cost of acquisition, whichever is less.
    5. 68-BD Purchase of House/flat, including acquisition of land. Three years membership of the Fund. Member of a registered Cooperative Society. Employees’ share is more than Rs 25,000/- 90% of PF accumulation (both shares) or cost payable, whichever is less.
    Employees’ salary’s more than Rs 25,000/-

    1. 68-H If establishment / factory is closed/locked down Employee receives no compensation or has not got wages for two months or more. Upto 100% of employees’ share.
    2. 68HH If the employee remains unemployed for more than one month Unemployment should be more than one month Upto75%oftotalPF balance.
    3. 68-J Illness of self and family Hospitalization for more than one month, major illnesses or major surgery. Basic Wages & DA for six months or employees’ share, whichever is less.
    4. 68-K Marriage (self ,children ,brother & sister) or post matriculation education of children Seven years’ membership of fund. employees’ share in PF balance is more than Rs 1,000/- Only three withdrawals allowed. 50% of employees’ share.
    5. 68-L Natural calamity Natural calamity declaration by State Government & proof of damage to property. not exceeding the basic wages and dearness allowances of that member for three months or up to seventy-five per cent. of the amount standing to his credit in the Fund, whichever is less.
    6. 68-M Cut in electricity in factory/establishment Cut in electricity supplied by State Government. Wages for a month or Rs 300/- or employees’ share, whichever is less.
    7. 68-N Physically handicapped members for purchase of equipment On account of physical handicap. Basic Wages & DA for six months or employees’ share or cost of equipment, whichever is less.
    8. 68-NN Withdrawal one year before retirement. Age of member is 54 years and above 90% of total PF balance
    9. 68-NNN For investment in Varishta Pension Bima Yojana. Age of member is 55 years and above 90% of total PF balance.