Every tax season, millions of Americans search for ways to file their taxes without paying high software fees or hiring a preparer. The IRS offers an official solution: IRS Free File. If your income meets the eligibility threshold, you may qualify to file your federal taxes online completely free.
This guide explains how the IRS Free File program works, who qualifies, what software partners are available in 2025, and how to start filing at no cost.
🆓 What Is IRS Free File?
IRS Free File is a public-private partnership between the IRS and major tax software providers. It allows eligible taxpayers to prepare and e-file their federal tax returns for free using brand-name online software.
In addition, many Free File providers also offer free state tax returns for certain states.
💵 Who Is Eligible for Free File in 2025?
For the 2025 filing season (covering tax year 2024), the income eligibility threshold is:
- $79,000 or less in adjusted gross income (AGI) – for free guided tax preparation software
- Any income level – for Free File Fillable Forms (DIY option, no guidance)
Note: AGI includes all taxable income before deductions. If you’re unsure, check your prior year’s Form 1040, line 11.
🖥️ IRS Free File Software Options
Several well-known tax software companies participate in IRS Free File each year. In 2025, the following companies are expected to participate (subject to updates):
- TaxSlayer
- 1040NOW
- FreeTaxUSA
- OLT.com (Online Taxes)
- FileYourTaxes.com
Each partner has its own eligibility rules based on income, age, state residency, or military status. Use the IRS Free File Lookup Tool to match with the best option for you.
📋 Step-by-Step: How to Use IRS Free File
- Go to the official IRS website: Visit irs.gov/freefile.
- Use the IRS tool: Select “Choose an IRS Free File Offer” and enter your income, age, and state to find matches.
- Choose a provider: Review the list of software partners that match your criteria.
- Create an account: Click on the provider’s link to go to their website and set up your profile.
- Complete your return: Follow the step-by-step prompts to enter your tax information.
- Submit your return: E-file your federal tax return for free, and your state return if supported.
- Save a copy: Always download or print a PDF of your final return for your records.
📎 What About State Tax Filing?
Some IRS Free File partners also offer free state return filing for specific states. Others may charge a fee for state filing. If your state has its own free file program (e.g., California, New York), you can file directly on your state’s tax agency website.
🔍 Free File Fillable Forms: A DIY Alternative
If you’re comfortable doing your own taxes without software guidance, the IRS also offers Free File Fillable Forms. This tool allows you to:
- Fill out IRS forms electronically (like a PDF)
- Perform basic calculations
- E-file your federal return directly to the IRS
Limitations: This tool is best for experienced filers and doesn’t include error checking or help articles. It does not support state tax filing.
⚠️ Watch Out for Upsells
Some taxpayers end up paying unnecessarily because they go directly to commercial tax sites rather than starting from the IRS Free File portal. Always begin at irs.gov/freefile to avoid accidentally using a paid version.
🎖️ Special Free File Offers for Military Members
Active duty military personnel with AGI of $79,000 or less may qualify for specialized Free File offers tailored to military situations, such as combat zone pay or housing allowances.
🕐 Filing Deadlines for 2025
- IRS Free File opens: Mid-January 2025
- Federal tax return deadline: April 15, 2025
- Automatic extension deadline: October 15, 2025 (Form 4868 required)
✅ Summary: Why Use IRS Free File?
- File your federal taxes online for free
- Get your refund faster with e-file + direct deposit
- Trusted IRS-approved software providers
- Safe, secure, and accurate filing process
Don’t leave money on the table! If your income qualifies, IRS Free File can help you avoid software costs and file a complete, accurate return for free in 2025.
