Filing your 2025 tax return in Ontario? Maximize your refund by taking advantage of valuable Ontario tax credits. Whether you’re a student, senior, parent, or working professional, there’s a tax credit waiting for you. This blog covers all the major tax credits available to Ontario personal income taxpayers and how to claim them properly.
Become Our Featured Tax Expert.
This premium ad space is reserved for one tax professional. Put your firm in the spotlight and reach qualified Canada leads directly.
To claim this exclusive spot, contact us at [email protected].
🎯 Why Ontario Tax Credits Matter
Ontario offers a wide range of provincial tax credits that can reduce the amount of provincial tax you owe — and in many cases, increase your refund. Unlike deductions that reduce taxable income, tax credits reduce the tax you pay on a dollar-for-dollar basis.
💡 Top Ontario Tax Credits for 2025
1. Ontario Trillium Benefit (OTB)
This benefit combines three credits into one monthly payment:
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
- Ontario Sales Tax Credit
You apply by filing your 2025 personal income tax return. If eligible, you’ll receive payments starting July 2026.
2. Ontario Seniors’ Public Transit Tax Credit
If you’re 65 or older, you may claim up to $450 per year for eligible transit expenses incurred in Ontario.
3. Ontario Childcare Access and Relief from Expenses (CARE) Tax Credit
This refundable credit helps parents cover child care costs. You may get up to 75% back depending on your family income and number of children.
4. Ontario Jobs Training Tax Credit
This temporary refundable credit allows eligible residents to claim up to $2,000 in 2025 for training fees. Designed to support workers looking to upgrade skills or change careers.
5. Ontario Low-Income Individuals and Families Tax (LIFT) Credit
If you’re earning minimum wage or under $38,500, you may be eligible for up to $850 off your taxes with this non-refundable credit.
6. Ontario Seniors’ Home Safety Tax Credit
Renovating for safety? You can claim 25% of eligible expenses (up to $10,000) for modifying your home to make it more accessible for seniors.
🧾 How to Claim Ontario Tax Credits
Most Ontario credits are claimed by filing your annual return using certified tax software or a CRA-approved accountant. Keep receipts and documentation to support your claims, especially for:
- Transit passes
- Child care receipts
- Home renovation invoices
- Training tuition or certification documents
💬 Pro Tip: Check Your Eligibility Yearly
Ontario credit rules change frequently. Just because you qualified in 2024 doesn’t mean you’ll qualify again in 2025. Review annual changes on the official Ontario government website.
Become Our Featured Tax Expert.
This premium ad space is reserved for one tax professional. Put your firm in the spotlight and reach qualified Canada leads directly.
To claim this exclusive spot, contact us at [email protected].
🔍 SEO Keywords to Target
- Ontario tax credits 2025
- Ontario Trillium Benefit application
- CARE tax credit Ontario 2025
- Low income tax credit Ontario
- Ontario training tax credit
- how to claim tax credits in Ontario
📌 Final Thoughts
Filing your return in 2025? Don’t leave money on the table. Ontario’s generous tax credits can significantly reduce your tax bill or even provide you with a refund. Make sure you’re claiming all the provincial credits you’re eligible for and consult a tax professional if needed.
Disclaimer: This blog is for informational purposes only and does not constitute tax or legal advice. Always consult with a certified Canadian tax expert before filing.
