With tax-related identity theft on the rise, the IRS Identity Protection PIN (IP PIN) has become a critical tool to safeguard your tax return. If you’re wondering how to get one, use it, or retrieve a lost PIN, this comprehensive guide will help you navigate the process for the 2025 tax season.
🔐 What Is an IP PIN?
An Identity Protection PIN is a six-digit number issued by the IRS that adds an extra layer of security to your tax return. Once enrolled, you must enter the IP PIN on your Form 1040, 1040-SR, 1040-NR or similar return to verify your identity and prevent fraudulent filings.
Without the correct IP PIN, the IRS will reject any electronic return or delay processing a paper return.
👤 Who Can Get an IP PIN?
As of 2025, any taxpayer can voluntarily request an IP PIN, even if they have not been a victim of identity theft. Previously restricted to certain states or confirmed ID theft victims, the program is now nationwide and open to all individuals with a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
📝 How to Get an IP PIN
1. Use the “Get an IP PIN” Tool on IRS.gov
Visit IRS.gov/GetAnIPPIN and log in using your IRS account or ID.me credentials.
- Verify your identity with documents (driver’s license, passport, financial records)
- If approved, you’ll immediately receive your IP PIN online
- You’ll get a new PIN each January
2. Request by Mail (Form 15227)
If you have an adjusted gross income (AGI) of less than $79,000 (individual) or $158,000 (joint), you can complete Form 15227 and mail or fax it to the IRS.
- You’ll receive a phone call for identity verification
- If approved, your IP PIN will be mailed within 4-6 weeks
3. In-Person at a Taxpayer Assistance Center
If online registration doesn’t work, you can schedule an appointment at a local IRS office for in-person identity verification.
🔁 When You’ll Get Your New IP PIN
- Each year, a new IP PIN is generated in January for all enrolled taxpayers
- Log in to IRS.gov to retrieve it annually or wait for the mailed letter (Notice CP01A)
💻 Where to Enter Your IP PIN on a Tax Return
On your Form 1040 series return, the IP PIN is entered in the “Identity Protection PIN” box near the signature line.
If you use tax software or a tax preparer, ensure your current year’s IP PIN is included before e-filing.
🚫 What Happens If You Don’t Enter the IP PIN?
- Your return will be rejected if e-filed
- If paper filed, the return will be flagged for manual review, causing processing delays
- You may be contacted by the IRS to verify identity
🧾 How to Retrieve a Lost or Misplaced IP PIN
If you’ve lost your IP PIN or didn’t receive it in the mail:
- Log into your account on IRS.gov and use the “Get an IP PIN” tool
- If unable to retrieve online, call the IRS at 800-908-4490 (for identity theft victims)
- You may also request in-person assistance at a local IRS office
📬 How Will I Receive My IP PIN?
- Online if enrolled through IRS.gov
- By mail (Notice CP01A) if using Form 15227 or in-person verification
- Always check your IRS.gov account if unsure
🛡️ Should You Get an IP PIN If You Haven’t Had Identity Theft?
Yes. Many tax professionals recommend getting one as a proactive identity theft defense, especially if:
- You’ve had a data breach
- Your personal information has been exposed online
- You’ve experienced fraud attempts or phishing scams
📌 Important Notes for 2025
- Your IP PIN is valid only for the current tax year. A new PIN will be issued annually.
- Do not share your IP PIN with anyone except your tax preparer.
- Never email or text your IP PIN—it should be handled securely like a password.
✅ Final Thoughts
Enrolling in the IRS IP PIN program is one of the easiest and most effective ways to protect yourself from tax refund fraud and identity theft. It’s free, simple to set up, and renews each year. Don’t wait until it’s too late—secure your tax identity before filing your 2025 return.
