Social Security Agreements Norway Has With Other Countries

Norway’s social security agreements play a crucial role in protecting workers, retirees, and families with cross-border ties. These agreements prevent double contributions, ensure fair benefit coverage, and provide clarity for taxpayers working abroad or foreigners working in Norway. In this guide, we’ll cover how these agreements work, which countries Norway has signed them with, and what it means for your taxes and benefits.

🌍 Why Social Security Agreements Matter

Without these agreements, you could end up paying social security contributions in both Norway and your home country. The agreements coordinate benefits and ensure you don’t lose coverage when working or living abroad. They cover:

• Old-age pensions
• Disability benefits
• Survivors’ benefits
• Health care and maternity benefits
• Social security contributions for employees and self-employed workers

🤝 Countries With Agreements

Norway has entered into social security agreements with several countries, including:

Region	Countries	Key Benefits
Europe	All EEA countries, Switzerland, United Kingdom	Totalization of contributions, healthcare, pensions
North America	United States, Canada	Old-age pensions, disability benefits, survivors’ benefits
Asia	India	Avoidance of double contributions, pension rights
Other	Australia	Pensions and healthcare benefits coordination

📌 How Contributions Work Under Agreements

Generally, if you are sent to work in Norway for up to five years, you may remain in your home country’s social security system if an agreement exists. Longer stays usually mean joining Norway’s National Insurance Scheme.

Example: A U.S. employee on a 2-year assignment in Oslo continues paying into U.S. Social Security, avoiding dual contributions.

💡 Key Benefits for Individuals

• Continuity of Coverage: Avoid losing pension rights when moving.
• No Double Contributions: Pay into only one system at a time.
• Combined Pension Benefits: Contributions in both countries may count toward pension eligibility.
• Healthcare Access: Eligibility for medical benefits in host country under certain agreements.

✅ Steps for Taxpayers

1. Check if your country has a social security agreement with Norway.
2. Apply for a certificate of coverage from your home country before moving.
3. Keep records of contributions made in both countries.
4. Consult with Skatteetaten or a tax expert to maximize benefits.